When people in
Coffs Harbour ask me about Bankruptcy,
I tell them the time-honored Native American Fable of the little boy and the
Rattlesnake. An old rattlesnake asks a passing young boy to carry him to the
mountain top to view one last sunset before he dies. The boy was reluctant, but
the rattlesnake promised not to bite him in exchange for the ride. They went
together only for the snake to in the end bite the boy despite his vow not to
do so. The snake's reply was 'You knew what I was when you picked me up.
Getting the
right financial advice in Coffs Harbour when it relates to Bankruptcy is a lot
like that little boy's experience, fraught with risk and danger, and usually
skewed for the benefit of the person giving the advice. Often you'll get bitten
except if you know what you've picked up before you move forward (avoid the
rattlesnakes). I discovered the problem with receiving financial advice as a
teenager, and it has been vital to Bankruptcy. I'd been working hard for a few
years, and saved up a small amount of money I wanted to invest. It was the
early 1980s so interest rates were rather high and investing your money was
quite profitable. I spent some time researching many different investment
options, and I went to visit a few financial advisors. It was transparent that
they had more money than I did: they had great suits and plush offices, they
all appeared to exude confidence and have all the solutions. What hit me was
that they all had a very different strategy of what I should do. This baffled
me so much that it put me off the whole idea of picking any of them.
I'm sure by now
you have read enough on the internet to be totally bewildered about Bankruptcy
and just what to do. It would most likely be easier for me to help you
understand the nature of the financial snakes you could be grabbing while you
are trying to get to the bottom of your financial troubles in Coffs Harbour.
Basically, you have to try and recognize what your overarching choices are, do
your own research into where to proceed with your plan for Bankruptcy, and
after that approach what you feel is best in Coffs Harbour for your needs.
Essentially, you have 3 options for who to turn to.
The first option
is a Solicitor - This may feel like the go-to approach when you seem to be in
trouble. But there certainly is only just so much help they can give on this
matter. There are certainly specialist legal advisors in bankruptcy, but their
experience features a hefty price.
Another possibility
you may consider is your accountant - they are incredibly useful and vital to
the process of running your business, but for the most part, when you are
thinking of Bankruptcy, your accountant won't be much help to you at all.
Your best
option? A Financial Counsellor that can outline debt consolidation, personal
insolvency agreements, and pretty much all you should know when it comes to Bankruptcy.
If you want to
find out more about what to do, where to turn and what questions to ask about Bankruptcy,
then feel free to speak to Bankruptcy Experts Coffs Harbour on 1300 795 575, or
visit our website:bankruptcyexpertsCoffsHarbour.com.au.
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